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The Birch Bay Team, REALTOR®, real estate agents and broker for Birch Bay Village, Semiahmoo and Bellingham Washington home listings, property and land for sale - NUMBER1EXPERT(tm)
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Need local real estate information? We've summarized much of what is important about the Birch Bay Village, Semiahmoo and Bellingham real estate market in this site. 

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Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be your real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. As top Birch Bay Village, Semiahmoo and Bellingham real estate agents, we have the experience and track record you are looking for. Please let us help. 

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Real Estate Tips
Foreclosures >3. How To Avoid Foreclosure

If you’re behind on your mortgage payments, have no fear. The U.S. Department of Housing and Urban Development has some really good tips what to do to avoid foreclosure.

  1. Don’t ignore it. The longer you put off your situation and get behind in your finances, the more likely it will be that you will lose your home to foreclosure. As soon as a problem arises...
  2. Contact your lender. Your lender will be the best resource to help you avoid foreclosure.
  3. Check your mail. Your lender will send you important information about avoiding foreclosure and also legal documents in the mail. You’re responsible for these documents and will be held accountable for them.
  4. Know your rights. Make sure you know the ins and outs of your loan documents so that you can be prepared for what your lender can and can’t do. Be sure to also know the foreclosure laws in your state.
  5. Understand your options. Visit the U.S. Department of Housing and Urban Development website to get informed.
  6. Contact a HUD-approved housing counselor. Call (800) 569-4287 to talk to someone who can help you understand your options.
  7. Your house should be a priority. Your house should be your first priority after the health and well being of you and your family. Eliminate any optional spending (cable TV, Internet, etc.) in order to make your house payments.
  8. Use your assets. If you have assets (expensive jewelry, a car, etc.) you can sell those and use the cash you gain to help reinstate your loan.
  9. Stay away from foreclosure prevention companies. These companies will charge you outrageous fees to contact your lender and negotiate your loan. Just save your money and put that toward your mortgage.
  10. Watch out for foreclosure recovery scams. Some firms may claim to stop the foreclosure process for you immediately and require you to sign your life away for them to do so. Consult your HUD-approved counselor before signing anything.

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Real Estate Trivia
Q 
What is the most populous state in the United States?

A 
California, with 35.9 million people.
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The Birch Bay Team, REALTOR®, real estate agents and broker for Birch Bay Village, Semiahmoo and Bellingham Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

The Birch Bay Team
Birch Bay Village Realty, Inc.

8440 Birch Bay Drive
Blaine WA
98230
360-371-7844
Fax: 360-371-7845
TheBirchBayTeam@NUMBER1EXPERT.com

The Birch Bay Village Realty Team has been helping people relocate to Birch Bay and the surrounding Whatcom County area for over 30 years. Located in the heart of Birch Bay it's no surprise that they are known as "The Local Experts." Their dedication to service and their extensive knowledge of the local market has resulted in The Birch Bay Village Realty Team being the number one choice when looking for waterfront, water view, and golf course properties. If you're thinking of relocating to the beautiful Pacific Northwest or looking for a second home, give us a call or send us an e-mail and let us go to work for you.

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