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The Birch Bay Team, REALTORŪ, real estate agents and broker for Birch Bay Village, Semiahmoo and Bellingham Washington home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 360-371-7844.

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Mortgage Prequalification: Birch Bay Village, Semiahmoo and Bellingham Washington home buying, real estate listings, and homes for sale in Whatcom                        County, WA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Birch Bay Village, Semiahmoo and Bellingham Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

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Real Estate Tips
Real Estate Contracts >Broom Clean

Most purchase agreements contain language that requires a home to be free of trash and debris and "broom clean" at closing. While this language is not precise, the general idea is that you should convey a clean house to your buyers, one in the same condition that you hope to find your new home.

When the movers leave with your furniture, you may even want to consider hiring a professional cleaning service to thoroughly clean the home. It is crucial to leave your house as pristine as possible for the new owners. This includes getting rid of any leftover junk in the storage spaces. When the buyers show up for their final walk-through, they will feel much better about finalizing the sale if everything sparkles. This will set up a positive mood for completing the transaction and help to minimize any disputes at the closing.

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Real Estate Trivia
Q 
What does the term Curb Appeal mean?

A 
This term describes how homes look from the street; this first impression is very important to prospective homebuyers.
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The Birch Bay Team, REALTORŪ, real estate agents and broker for Birch Bay Village, Semiahmoo and Bellingham Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

The Birch Bay Team
Birch Bay Village Realty, Inc.

8440 Birch Bay Drive
Blaine WA
98230
360-371-7844
Fax: 360-371-7845
TheBirchBayTeam@NUMBER1EXPERT.com

The Birch Bay Village Realty Team has been helping people relocate to Birch Bay and the surrounding Whatcom County area for over 30 years. Located in the heart of Birch Bay it's no surprise that they are known as "The Local Experts." Their dedication to service and their extensive knowledge of the local market has resulted in The Birch Bay Village Realty Team being the number one choice when looking for waterfront, water view, and golf course properties. If you're thinking of relocating to the beautiful Pacific Northwest or looking for a second home, give us a call or send us an e-mail and let us go to work for you.

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