Birch Bay Village, Semiahmoo and Bellingham real estate and homes for sale in Washington, view properties and waterfront properties - The Birch Bay Team, REALTORS® The Birch Bay Team REALTORS(r) for Birch Bay Village, Semiahmoo and Bellingham, Washington real estate, view properties and waterfront properties - NUMBER1EXPERTS™ The Birch Bay Team NUMBER1EXPERTS(tm) for Birch Bay Village, Semiahmoo and Bellingham, Washington real estate, view properties and waterfront properties
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The Birch Bay Team, REALTOR®, real estate agents and broker for Birch Bay Village, Semiahmoo and Bellingham Washington home listings, property and land for sale - NUMBER1EXPERT(tm)
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Request our Free Birch Bay Village, Semiahmoo and Bellingham Relocation Package. It's packed full of useful and important information about the Birch Bay Village, Semiahmoo and Bellingham, Washington area. Don't move here without it! Remember: we'll send it to you for free and without obligation. Just fill out the form and we will send it right out...
 

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Real Estate Tips
First Time Buyers >The Down Payment

Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.

If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.

When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.

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Real Estate Trivia
Q 
What famous person said this? "Real Estate is the best investment in the world because it is the only thing they're not making anymore!"

A 
Will Rogers, who began his career as a rope-throwing cowboy and later became a famous stage and film star.
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The Birch Bay Team, REALTOR®, real estate agents and broker for Birch Bay Village, Semiahmoo and Bellingham Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

The Birch Bay Team
Birch Bay Village Realty, Inc.

5320 Birch Point Rd
Blaine WA
98230
360-371-7844
Fax: 360-371-7845
TheBirchBayTeam@NUMBER1EXPERT.com

The Birch Bay Village Realty Team has been helping people relocate to Birch Bay and the surrounding Whatcom County area for over 30 years. Located in the heart of Birch Bay it’s no surprise that they are known as “The Local Experts.” Their dedication to service and their extensive knowledge of the local market has resulted in The Birch Bay Village Realty Team being the number one choice when looking for waterfront, water view, and golf course properties. If you’re thinking of relocating to the beautiful Pacific Northwest or looking for a second home, give us a call or send us an e-mail and let us go to work for you.

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Birch Bay Village Realty, Inc. real estate and homes for sale in Birch Bay Village, Semiahmoo and Bellingham Washington

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